I know that, I quit, well postponed, it half way through, which meant the government no longer fund me, which is what I was living off. They will continue to fund me if I take it back up, but I'm not doing that for a couple of years.

PGCE might be fundable through the government, so you won't need to pay for it (http://www.direct.gov.uk/en/EducationAndLearning/UniversityAndHigherEducation/StudentFinance/index.htm).

Good luck in HK.